A good first step to feeling better about your money situation is to create a budget planner.
Once created, you can easily see ways to spend better.
If you've filled in a budget planner, take a look at the bottom of this section for what to do next.
We suggest the MoneyHelper (used to be known as Money Advice Service) Budget Planner. Things like bank statements and bills will help you get the details you need to put into the budget planner.
Budget Planner
We have an anonymous budget planner, which means you don't have to worry about sharing your personal details with us. Use this planner if you just need a sense of your situation and your outgoings. Cater Allen won't see this information or be able to discuss it with you.
You can create an account and revisit this planner any time you'd like. You'll also be given some tailored tips to help you make the most of your money. And it's free to use.
Visit MoneyHelper
If you've recently competed a budget planner, here's what to do next:
- Reduce your outgoings
If the budget planner shows you're spending too much, take a look at 'Ways to cut your spending'.
- Get independent advice
Organisations such as PayPlan can offer free help and advice. Take a look at our 'Independent help and support' section below.